FI Tools Privacy Policy
Effective Date: October 1, 2024
FI Tools, LLC ("we," "us," or "our") is committed to protecting the privacy of our users ("you," "your") and ensuring a safe online experience. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, fitools.com ("Site"), or use our services.
By using FI Tools, you agree to the collection and use of your information as described in this Privacy Policy.
Information We Collect
We collect various types of information to provide and improve our services to you. This includes:
a. Personal Information
- Account Information: When you create an account, we may collect personal information such as your name, email address, and any other contact details you provide.
- Payment Information: We use third-party payment processors (e.g., Stripe) to process payments. FI Tools does not store your credit card information, though payment processors may collect information necessary to process payments.
b. Usage Information
- Log Data: Our servers automatically collect information when you access our Site, including your IP address, browser type, referring/exit pages, and operating system.
- Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience, track user activity, and understand usage patterns. You may adjust your browser settings to reject cookies, though certain features of our Site may be affected.
c. Device Information
We may collect device-specific information when you access FI Tools, such as hardware model, operating system version, and unique device identifiers.
Cookies, Web Analytics, and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our Site, understand user behavior, and improve our services. This section explains the types of tracking technologies we use and your options for managing them.
Cookies
Cookies are small data files stored on your device when you visit a website. They help us remember your preferences and understand how you interact with our Site. You can control or disable cookies in your browser settings; however, disabling cookies may affect some functionality of our Site. For more information about managing cookies, please visit All About Cookies .
Web Analytics
We use third-party analytics services, such as Google Analytics, to gather information about how visitors interact with our Site. These tools use cookies and similar technologies to collect data on usage patterns, including your IP address, device information, and browsing behavior. This information helps us analyze trends and improve user experience.
To learn more about Google Analytics and how it collects and processes data, visit Google's Privacy & Terms site . You can opt-out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-On .
How We Use Your Information
- To Provide and Maintain Services: We use your information to create and manage your account, facilitate transactions, and deliver our services.
- To Improve Our Services: We analyze usage data to improve the functionality and user experience of FI Tools.
- To Communicate with You: We may contact you via email to provide updates, respond to inquiries, and inform you about service-related changes.
- For Security and Legal Compliance: We use information to detect, prevent, and address security incidents and comply with legal obligations.
Sharing of Information
FI Tools does not sell or rent your personal information to third parties. We may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party vendors, such as payment processors (e.g., Stripe), that assist us in delivering services. These providers only have access to information necessary for them to perform their services.
- To Comply with Legal Obligations: We may disclose your information if required by law, or to respond to legal requests, such as a subpoena or court order.
- Business Transfers: If FI Tools undergoes a merger, acquisition, or asset sale, your information may be transferred to the new entity.
Assumption of Risk
Our Site and services are provided to support your personal research and financial decision-making. However, investing carries inherent risks, and past performance is not a guarantee of future results. FI Tools is not responsible for any losses that may arise from your use of information or insights derived from our platform. You assume all risks associated with using our services for financial decision-making, and we recommend consulting a financial professional before making any investment decisions.
Third-Party Links
Our Site may contain links to third-party websites. These external sites are not operated by us, and we do not control or assume responsibility for their content, privacy policies, or practices. We encourage you to review the privacy policies of any third-party sites you visit, as they may collect and use information in ways different from us.
We are committed to protecting your information and take commercially reasonable measures to safeguard the data we collect. This includes implementing physical, administrative, and technical security procedures to reduce the risk of data loss, misuse, unauthorized access, disclosure, and alteration. However, please be aware that no electronic transmission or storage method is entirely secure, and we cannot guarantee absolute security of your information.
Intended Audience and Non-Professional Use Only
FI Tools is designed solely for individual, non-professional (retail) investors who are using the platform for personal financial management and research purposes. The Site and its services are not intended for use by institutional, professional, or registered financial advisors, brokers, or other financial professionals who may require licensing or registration with government regulatory bodies.
By using this Site, you confirm that you are not a professional investor and do not require registration or licensing with any governmental authority or regulatory body (e.g., the SEC, CFTC, or other financial regulatory agencies). If you are a professional investor or otherwise require regulatory registration, you are prohibited from using FI Tools and should refrain from creating an account or using our services.
FI Tools reserves the right to suspend or terminate any account that we believe is used in a manner inconsistent with this intended purpose. If we have reason to believe that you are a professional investor or using the Site for commercial purposes, we may terminate your access to FI Tools without notice and, if applicable, issue a refund per our refund policy.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on our Site and updating the "Effective Date" at the top. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions or concerns about this Privacy Policy, or if you wish to exercise any of your privacy rights, please contact us at:
Email:
Mailing Address:
FI Tools, LLC
9 Walnut Trace Ct.
Simpsonville, SC 29681