FITools · Membership guide & application
Everything you need to know about FITools Founding Membership
What's included in FITools, the founding charter rate, the 150-member founding cohort, and what applying involves: no cost today, a personal review, and the founding rate if you are accepted.
The boundary
Statement of principles.
- What we are not
- We are not a brokerage or a trade-signal service. We do not manage capital, execute broker orders, or sell speculative stock picks.
- What we are
- We are an independent research software and portfolio analysis platform built exclusively for self-directed option sellers.
- Our objective
- To give established investors the tools and transparency to research option income on their own terms, guided by their own judgment rather than outside recommendations.
At a glance
Founding membership, summarized.
- Charter rate lock
- $1,000 / year
- Standard public rate $2,000 / year. Rate locked in for as long as your membership remains active and uninterrupted.
- Founding member cap
- 150 slots
- Strictly limited to 150 founding slots.
- Application cost
- $0 today
- 3-minute application form.
- Safety net
- 1-on-1 tour
- A live guided tour before any membership payment.
- Guarantee
- 30 days
- 30-day 100% money-back guarantee.
What's included
Your membership, item by item.
When you join FITools as a Founding Member, you receive full access to our complete option selling research and portfolio tracking suite:
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01
The 4-check screening engine
Access the pipeline that screens thousands of $10B+ companies and evaluates eligible options contracts across four safety filters:
- Fundamental company screen. Filters out fragile balance sheets, high debt, and declining revenues before contracts reach the grader.
- Contract executability screen. Enforces real-world trading parameters (25 to 60 DTE, 500+ open interest, tight bid-ask spreads ≤ 5%).
- 5-factor weighted grader (0 to 100 score). Scores surviving trades on Income Edge (30%), Assignment Safety (20%), Execution Liquidity (20%), Volatility Quality (20%), and Time Commitment (10%).
- Visual flag engine. Prominently highlights earnings landmines, thin liquidity, below-benchmark yields, and abnormal volatility spikes.
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02
Automatic replacement of 9 manual spreadsheet formulas
FITools calculates every core metric in real time, saving hours of manual spreadsheet entry:
- Intrinsic value vs. time value (extrinsic premium)
- Strike distance (% OTM crash cushion)
- Breakeven cost basis after premium
- Monthly & annualized premium yield
- Delta & assignment odds
- Bid-ask spread % (liquidity penalty)
- Treasury benchmark hurdle edge (vs the prevailing 3-month T-bill rate)
- Downside cushion vs upside cap ratio
- Intraday profit capture %
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03
Intraday position tracker & profit exit targets
Monitor open covered calls and cash-secured puts with scheduled intraday snapshots:
- 50% profit exit targets. Highlights positions that have hit your profit capture targets so you can free up capital for the next candidate.
- Linked sequence P&L. Tracks capital across multi-step trades (for example, put assignment into shares, shares into a covered call).
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04
Personal 1-on-1 guided tour setup
Every accepted applicant receives a private 20-minute live screen-share walkthrough with founder Don Lair to help configure your screener defaults and customize your watchlist.
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05
Direct founder access & product roadmap input
As a Founding Member, you have a direct line to the founder. Every feature request and feedback suggestion is reviewed personally to help shape the future of the platform.
Pricing
Transparent pricing.
- Standard public rate
$2,000 / year- Founding member charter rate
- $1,000 / year
Locked in for as long as your membership remains active and uninterrupted. If you cancel and later resubscribe, the standard rate in effect at that time applies. See the full terms.
At $1,000/year, FITools costs $2.74 a day.
Why FITools isn't a $29/month mass-market app
Most financial software tools try to be all things to all people. They charge $29 a month, chase mass-market scale, and build generic features meant to appeal to everyone from day-traders to crypto speculators.
I chose a completely different approach.
Instead of building a broad-audience tool, I built FITools specifically for a small community of established, self-directed investors selling covered calls and cash-secured puts:
- Tailor-made for option sellers. Every feature, filter, and calculation is engineered for the exact workflow of conservative option sellers, not day-traders or meme-stock speculators.
- High-touch founder access. By keeping membership selective, I can work closely with our members, personally conduct every 1-on-1 live guided tour, and build features based directly on your feedback.
- Quality over mass scale. I would rather open with 150 serious investors and serve them exceptionally well with a platform built for their precise needs than build a generic tool for tens of thousands of casual users.
The cap
Real operational capacity, not fake countdown timers.
Charter Membership is strictly limited to 150 founding slots to ensure I can conduct a 1-on-1 live guided tour with every accepted member. There are only 168 hours in a week; capping the founding cohort at 150 is the only way I can guarantee personal 1-on-1 support.
In exchange for your direct feedback and helping refine our product roadmap, your founding rate is locked in at $1,000/year for as long as your membership remains active and uninterrupted.
Fit
Who membership is for (and who should not apply).
To maintain a high-quality community and ensure FITools is the right tool for your trading style:
Please do not apply if
- You carry high-interest credit card debt.
- You have never traded individual stocks or options before.
- You want automated trade signals, stock picks, or black-box trading bots.
- You trade meme stocks, penny stocks, or hyper-volatile options.
Please apply if
You manage your own portfolio, trade high-quality $10B+ companies, and want disciplined research software to save hours of manual spreadsheet work.
The promise
What you commit, and when.
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Step 1
Apply (3 min)
$0 charged today. Four short screens.
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Step 2
Founder review (< 24 hrs)
Application reviewed for mutual fit.
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Step 3
Guided tour & rate lock
If accepted, receive a private link to book your live 1-on-1 guided tour.
- Applying costs $0 today. Submitting your application costs $0. No credit card is required to apply.
- The 1-on-1 guided tour safety net. After your application is approved, we hop on a private 20-minute live screen-share walkthrough. You get to see FITools in action on real market data before spending a single dollar. If either of us feels it's not a 100% fit, we cancel your spot with zero obligation.
- 30-day 100% money-back guarantee. Take 30 full days to use FITools for your own research. If it has not earned a place in your process, one email within 30 days of joining gets your membership refunded in full. You do not need to hit any usage threshold, and you do not need to give a reason.
Member data & security note
FITools is research software. We never hold funds or place broker orders. Plaid integration is optional and read-only. Your data is encrypted in transit and at rest, and is never sold.
Questions
Frequently asked questions.
What brokerages does FITools work with?
FITools works alongside all major brokerages (Fidelity, Schwab, Interactive Brokers, E*TRADE, Vanguard, etc.). You perform your research inside FITools and execute your trades at your existing broker.
Does FITools execute trades or require access to my funds?
No. FITools is strictly research and portfolio tracking software. We never hold capital, execute orders, or request trade permissions. Your broker stays in complete control.
What happens after I submit my application?
Every application is reviewed within 24 hours. If approved, you will receive an email invitation to schedule your private 1-on-1 live guided tour.
Ready to apply for founding membership?
Click below to open the 3-minute application form. Submitting costs $0 today and puts your application in front of me personally. If you are accepted, you join at the $1,000 charter rate, which holds for as long as your membership remains active and uninterrupted.
Apply for Founding Membership →
No credit card required to apply Takes under 3 minutes 150 founding member slots